Insuring Your Engagement Ring

Getting Great Coverage For Your Rock

Your engagement ring is an important symbol of your love, and you have purchased the gems to represent the eternality of your commitment. What if something happens to the ring? Would you be able to get the replacement you need to continue to have this important emblem around your finger?

As every woman who has gotten engaged knows, there is a huge amount of excitement that comes with wearing the new ring around your finger. There is also a small amount of nervousness, as that important piece of jewelry was probably a significant financial investment from your loved one. Fortunately, you do not have to keep your ring locked up in a safe to protect it.

You can safeguard your new jewelry with engagement ring insurance. Ask your insurance agent about the best way to secure jewelry insurance; you may be able to add a rider to your existing homeowners or renters insurance policy, or you may be better served by a standalone policy.

Be sure to ask your agent about what kind of policy will cover theft, loss, or damage and if you will get a ring replacement or reimbursement check. Make sure that you understand how you will need to verify loss and theft to have your coverage kick in, and whether your policy will pay for the full cost of the ring or only part of it. Show your loved one how much you treasure your new ring by securing the insurance coverage it deserves.

Are you working with a team of insurance professionals who can guide you towards the right policy for your needs? To get the fullest coverage at the most competitive price, contact our expert team at Brown & Brown Insurance in Anaheim, California. We are here to ensure your priceless ring—and all of your valued property—has the coverage it deserves.