Don’t Let Your Liability Bite You

Learn The Basics On Dog Bite Liability

Your dog is probably a loving part of your family. Unfortunately, even the most docile dogs can bite when they are scared or protecting their food or puppies. More than 4 million people are bit each year by dogs, and almost 1 million of those bites require medical attention. As a dog owner, you are responsible for any injuries your pooch causes. Knowing how to financially protect yourself with the right insurance coverage can help to ensure that you are protected in case your dog accidentally bites someone.

There are three laws that impose dog bite liability on owners, including:

  • “One bite” rule – many states have laws that state that a dog owner is not held liable for the first bite that a dog inflicts on another person. However, once the dog has demonstrated any vicious behavior, such as biting someone, the owner is held liable for any other incidents.
  • Dog bite statute – which will hold the dog owner responsible for any property damage or injury that a dog causes, even without any type of provocation.
  • Negligence laws – which holds dog owner’s responsible if the dog causes any injury while the owner was being unreasonably careless, or negligent, in controlling the dog.

It is important to keep in mind that most states will not hold a dog owner responsible if their dog injures a trespasser. However, any dog owner that is legally responsible for any injuries that their dog causes will be responsible for reimbursing the injured party for any lost wages, medical bills, pain and suffering, and property damage.

For all of your insurance needs and to ensure that you have the right amount of coverage for you and your furry friend, contact the insurance professionals at Brown & Brown Insurance in Anaheim, California. We will work with you to ensure that you have the coverage that you deserve.