Save Money On Your High End Homeowners Insurance Policies

High End Homeowners Insurance Savings Tips Anaheim CA

Tips to save money on your high end homeowners insurance.

Just because you enjoy the finer things in life, doesn’t mean you’re not looking to save a little on your homeowner’s insurance. Whether you’re looking for high end homeowners insurance or if you own multiple homes, it’s nice to save a few bucks. Here’s how you can save money on your homeowners insurance.

  • Adjust your policy limits. Often they’re set after the home is appraised, but sometimes they’re forgotten altogether and you may be paying more than you need to be.
  • Conduct an appraisal. It’s possible that the appraisal that your policy limit is based on, is old. If it hasn’t been appraised lately, it’s possible that your insurance has automatically been increasing your limits, and therefore monthly premium, to account for inflation.
  • Use your security system to your advantage. Does your insurance company know about that state of the art security system you have? If not, you could be getting an additional discount. Even if you’ve already notified your insurance company about your security system, be sure to notify them of any updates. They can make a difference in the amount that you pay.
  • Newly remodeled your home? Your new kitchen may just get you some renovation credits. Let your insurance company know about your recent home updates. They may be beneficial to you in the long run.
  • Negotiate your price. As a high end client, you may have more bargaining power than you think. If your premium exceeds $25,000 your insurance agent may be able to negotiate with the insurance company to get you a better deal.

Need help with your high end homeowners insurance policies? The professionals at Brown & Brown Insurance can help find you the best policies for your lifestyle. Located in Anaheim, California, we serve all your personal, and commercial, insurance needs. Contact us for more information.