Home Business Insurance: Learn What Type of Policy You Need

Home Business Insurance Policy Types

Get insurance to protect your home business.

Your business is your livelihood. Even the slightest disruption can be harmful to your success. Business insurance can be a safeguard to your company from property loss and liability. However, if you don’t have an office, and you run a home business, you may assume that your homeowners insurance has you covered. That’s not the case. A home business brings more responsibility, which means that you need a special business policy. Check out what you need to know about insuring your home business.

Coverage Information:

  • Commercial Property. Business equipment is expensive. A home business policy will give you the coverage that you need to replace any lost, stolen, or damaged items that are affected by a disaster.
  • Professional Liability. Accidents happen. If an accident results from your business, you could be liable. A home business policy helps protect you from costly lawsuits.

Policy Options:

  • Homeowners Insurance Add-On. For a small, one-person operation, add on to your homeowners insurance policy. There is supplemental insurance that you can add to give you the coverage you need at an affordable cost.
  • In-Home Policy. For a moderately sized home operation of about three people, consider an in-home policy. It gives you the business equipment and professional liability coverage that you need to keep your business protected.
  • Business Owners Policy. If you have a larger home business, invest in a business owners policy to give you more comprehensive coverage. It will help to cover liability, property loss, and even business interruption. It’s a great policy to keep your business safe.

Keep your home business secure with the right insurance. Contact the professionals at Brown & Brown Insurance to help find the best policies for your business. Located in Anaheim, California, we serve all your personal and commercial insurance needs.