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Policy Detail Click here for more information about the insurance companies that we represent. Provides funding for the payment of defense and indemnity costs incurred by the insured for claims of damages arising out of the rendering of, or failure to render health care services, whether or not the allegations are groundless or false. Generally, "hands on patient care". TOP | FREE QUOTE Provides funding for the payment of defense and indemnity costs incurred by the insured for claims of damage incurred by third parties arising out of allegations of the insured's errors or omissions in performance of specifically described duties, whether or not the allegations are groundless or false. Managers of health care provider organizations are vulnerable to claims arising out of failure to properly screen provider credentials, conduct peer reviews, perform utilization reviews, and monitor provider competence. IPA's, MCO's, Medical Groups and clinics are all candidates for this coverage for their non- "hands on" exposures in the practice. TOP | FREE QUOTE Provides funding for the payment of defense and indemnity costs incurred by the insured as the result of claims for damages brought by third parties due to bodily injury and property damage sustained, generally, on the insured's premises or arising out of the insured's operations whether or not such claims are groundless or false. Can include off premises liabilities, non owned auto, personal injury among other endorsed coverages. TOP | FREE QUOTE Provides funding for the payment of defense and indemnity costs incurred by the insured and personally by the insured's directors and officers for claims brought by creditors, shareholders, employees, competitors and others which arise out of allegations of breach of duty, neglect, error, misstatement, and similar causes whether or not the allegations are groundless or false. TOP | FREE QUOTE Provides funding for the payment of claims arising out of work related injuries sustained by insured's employees and for which the employees' exclusive remedy is established by applicable workers' compensation statutes. Standard workers' compensation insurance policies also provide funding for the payment of defense and indemnity cost incurred by the insured as the result of claims for damages arising out of employees' work related injuries and for which workers' compensation insurance is not the exclusive remedy. TOP | FREE QUOTE Provides funding for the payment of defense and indemnity costs incurred by the insured as the result of claims for damages brought by employees due to the insured's violation of the laws and regulations governing employment practices such as sexual harassment, discrimination, and wrongful termination, whether or not the allegations are groundless or false. TOP | FREE QUOTE Provides funding for the payment of defense and indemnity costs incurred by the insured as the result of claims for damages brought by third parties due to bodily injury and property damage arising out of the insured's use of owned and non-owned automobiles. TOP | FREE QUOTE Provides funding for billing Errors & Omissions for health care entities and providers for the cost of governmental investigations stemming from Medicare and Medicaid billing. Basic coverage for cost of audits, investigations, legal defense, judgements, settlements, civil fines and penalties. This coverage was created as a result of the rise in cases filed against health care providers during the past few years, believed to be in response to the Health Insurance Portability Act of 1996 (HIPAA) which provided funding for agencies to audit billing practices of those health care providers and entities billing Medicare and Medicaid. TOP | FREE QUOTE Offers coverage against lawsuits for libel, invasion of privacy, infliction of emotional distress and copyright and trademark infringement. It also offers coverage for errors and omissions in content and errors and omissions in providing services for others. TOP | FREE QUOTE Basically, if its insurance and you are part of the healthcare industry, chances are we can arrange coverage with one of the dozens of companies we work with. For example; we are putting together a new policy for Health.com's web site, blending cyberliability forms with managed services errors and omissions. It is believed to be the first policy of its kind for tele-medicine risks in the U.S. TOP | FREE QUOTE
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