Questions to Help You Evaluate Your Home Insurance Coverage!

Questions to Evaluate Your Home Insurance Coverage

Get the home insurance coverage that you need and ask yourself these questions.

Your homeowners insurance gives you the protection that you need to help you pick up the pieces after a disaster. It helps you to rebuild, and it helps you to replace. However, you need to update your policy regularly. Without the right updates, your home is left vulnerable to disaster. Don’t add injury to insult after a catastrophe; update your policy so that you have the coverage that you need. Check out what questions to ask yourself so that you know where to fill in the gaps.

Did you remodel lately?

If you’ve remodeled your home recently, it’s important to update your home insurance coverage. Your policy gives you enough coverage to rebuild from the ground up. However, when you remodel your home, you change the price of your home. Rebuilding after a remodel increases the rebuilding costs. Since the costs have increased, you need more insurance. That way you can rest easy knowing that you’re well covered.

Did you purchase any expensive items recently?

When it comes to your personal insurance, you’re given funds to replace personal items after a disaster. However, this coverage only gives you enough to replace the basics. If you have expensive items like jewelry or artwork, it’s important that you get additional coverage for them. Add on an endorsement to your policy so that you’re best able to get coverage for your high ticket items, especially if you’ve purchased any new ones recently.

Make sure to answer these questions when it comes to updating your homeowners insurance coverage. Contact the professionals at Brown & Brown Insurance to help find the best policies for your lifestyle. Located in Anaheim, California, we serve all your personal and commercial insurance needs.