Why You Need to Renew Your Insurance Policies for 2016

Renew Insurance Policies for 2016 Anaheim CA

Renew your insurance policies in 2016!

As 2015 comes to an end, we reflect on the previous year and look to the year ahead. The start of a new year is a perfect time to review and renew your insurance policies to make sure you’re covered for your lifestyle.

Before your policy term ends, you generally receive notification that it’s time to renew. When your notification comes it includes an overview of your policy including coverage, cost, payment plan, and any discounts. When renewing your policies consider these facets to ensure a smooth renewal.

Payment.

Make sure that you get your payment in on time! Send your payment in on time to avoid any processing delays. Generally insurance agencies will accept most methods of payments, so if you’re looking to change methods let them know!

Double check information.

Renewing your policy is the perfect time to double check that your account is in order. Make sure that the agency has all your information listed correctly.

Rate Changes.

Sometimes your rates can change! These changes are mostly due to the events of the previous year.

  • Life changes. If you’ve had any life changes over the past year, your insurance premium may be a little different. This rate increase is to ensure you’re covered for these changes. Also, make sure to report any changes to your insurance agency. If you’ve remodeled your home, or invested in a new rental property make sure your policy is adjusted so that you’re covered.
  • Driving record. If you’re driving record has been a little less than perfect lately, you may see an increase in your auto insurance rates. Whether it’s a speeding ticket or a minor fender bender, an indication of reckless driving may increase your premium.

For assistance renewing your insurance policies, contact Brown and Brown Insurance. Located in Anaheim, California, we serve all your personal and commercial insurance needs.