Insurance Coverage for Your Rental Car

Rental Car Insurance Coverage

As the kids get out of school for the summer, you may find yourself planning a family vacation. If you are planning on flying to your destination, you should also consider renting a car to allow you to see more of the area. Before you sign the paperwork for your rental, it is important to make sure that you have the right amount of insurance coverage to protect you and your family from any peril that you may face on the road.

There are two main options to consider when looking for insurance coverage for your rental car. The first is your existing auto insurance policy. Look over your policy and determine the coverage levels that you already have. Typically, whatever coverage options and deductibles that you have with your personal auto insurance policy will also apply to your rental car, as long as you are only using the car for recreational purposes. Talking with your insurance agent will help to ensure that you have the right amount of coverage.

The second option is to check with your credit card company. Many credit card companies will offer some level of coverage for your rental car if you use the card to pay for the rental. The level of coverage will depend on the type of card or the bank that offers the card. Keep in mind that your credit card company will provide less coverage than your existing auto insurance policy and will generally only provide coverage for your deductible if you have to make a claim.

For all of your rental car insurance needs while on vacation this summer, contact Brown & Brown Insurance in Anaheim, California. We will work with you to ensure that you have the right amount of coverage, all at the right price to fit your budget.