Unique & Special Risk Policies

Brown & Brown Insurance Can Handle Your Unique and Specials Risk Needs

In addition to designing insurance programs, doing market research, negotiating terms, placing and providing policy services for our clients, we also provide consulting services to healthcare providers that have unique needs. Here are some examples:

We completed a reinsurance market search and negotiated the terms for a single state medical malpractice program. The program was designed and negotiated by our team to handle physicians that individually have unique exposures and underwriting needs.

We performed a study to determine the feasibility and cost of moving a provider organization from a small deductible plan to a self-insured retention and single captive with a bundled services (underwriting; claims; risk management) reinsurance arrangement.

We undertook a market search and found a carrier willing to provide worldwide coverage for the volunteer physicians of the United States Olympic Committee.

We helped a Seattle area doctor obtain malpractice coverage for his work on board a Russian freighter operating in international waters.

We put together a program for malpractice coverage on Guam.

We arranged malpractice coverage for a California physician while serving as the physician for a documentary film crew working onboard a ship sailing in international waters.

We secured occurrence type malpractice insurance for a physician that contracted to work in an emergency room during ski season.

After a clinical trial program based in the U.S. and operating in the U.K. had its application for malpractice coverage declined by several underwriters, the administrator called HealthCare Professionals. We arranged coverage for them in less than a week.
An Obstetrician/Gynecologist consulting on the internet called HealthCare Professionals after several frustrating calls to brokers. We arranged the malpractice coverage he needed.

A network of psychologists providing patient care via the internet called us after being declined by several underwriters. Of course we got it done.

Simple advice or complicated needs, HealthCare Professionals' is known as the "go to" people when you need help finding a solution to your unique and special risk needs.

Click here for information about the insurance companies that are for providers with special needs.

Policy Descriptions
At HealthCare Professionals', we offer a complete range of insurance policy types. Click here for a list of some of the major policies, and a brief description on how they protect you and your practice.