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December 22nd, 2016
Your home is a place where you feel safe and secure. However, all it takes is one disaster to turn your world upside down. From earthquakes to house fires, it’s important that you protect your home with the right insurance coverage. However, when it comes to your insurance, it’s important that you have enough coverage. In some cases, the amount of insurance that you need doesn’t quite match the value of how much you could sell your home for. Check out what you need to know about how to properly insure your home.
When it comes to insuring your home, sometimes the value of your home and how much you insure your home for are different. While it may seem odd that these numbers are different, there’s a method to the madness. When you insure your home, you need enough coverage to rebuild from the ground up. In some cases, the amount you bought your home for and the amount that it costs to rebuild don’t match up.
When your rebuilding costs are higher than the market value of your home, it could be due to a variety of reasons. Often times things such as the home’s square footage, renovations, materials, custom-features, and local labor costs can affect how much it costs to rebuild from the ground up.
Find out what you need to know about how much you need to insure your home for so that you can rest easy knowing you’re protected. Invest in the right homeowners insurance coverage so that you get the coverage that you need. Contact the professionals at Brown & Brown Insurance to help find the best policies for your lifestyle. Located in Anaheim, California, we serve all your personal and commercial insurance needs.