Workers’ Compensation is a key line of coverage, necessary to protect your employees and your business, and is a requirement in most states, including California.
Workers’ Compensation Insurance provides coverage for medical/recovery costs and partial lost wages if your employee is injured in a work-related accident or illness. Coverage may also include death benefits.
If you do not carry Workers’ Compensation insurance, you and your business may not only be liable for covering the costs incurred by your injured/ill employee, but you may also face fines and penalties.
State requirements and coverage types differ, so we recommend working with our experienced Brokers. As Workers’ Compensation specialists, our Brown & Brown advisors provide a comprehensive review of your worker’s compensation policy and assist in designing a beneficial program that is within the scope of state requirements.
Our goal is to help maintain a low experience modification, which translates to lower premiums.
Contact us today, to learn more.