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Restaurant Program

A Restaurant Program Designed By and For Restaurant Owners

Brown & Brown’s Restaurant program highlights include:

  • Coverage written on a blanket basis to protect owners from fluctuations
  • Business income and extra expense available in blanket, or ALS platform
  • Umbrella coverage up to $50,000,000 with per location aggregate available
  • Food-borne illness & trade name restoration (including 3rd party, and supplier sub-limit available)
  • Cyber Liability
  • EPL including 3rd party
  • Wage and Hour coverage including indemnity with limits up to $10m
  • Dedicated underwriting & claims handling services
  • Online claims service to respond when you need it
  • 27 years exclusive restaurant experience

Our valued partnerships with Financial, Legal, and Accounting firms are in place to keep your business in compliance, as well as assist you with growing your company through strategic opportunities to
attain capital, and to offer advice to help you grow, merge, sell, or perpetuate your business.

Client Advocacy is at the heart of all we do

Protect yourself and business from a variety of claims

Ensuring your Property is properly insured

Commercial Auto Coverage

Property in transit? We can help.

Recalls happen, are you covered?

Coverage for Workers Compensation

Employee Benefit packages available!

When additional insurance limits are needed

Protection from cyber theft and privacy breaches

Our Restaurant Program is underwritten/insured by a carrier rated A (Excellent) by AM Best

Proud member of the California Restaraunt Association

Interested in learning more? Click for Restaurant news.

Chris Morse

Vice President, Commercial Lines Broker

With an extensive background within multiple facets of the insurance trade, Chris is able to ensure his clients risk costs are managed effectively and affordably.


COVID-19 Resource Page

Brown & Brown Insurance of California’s goal is to provide insights and tools to help employers handle new situations arising from COVID-19. We continue to add resources to our Coronavirus Resources webpage as we receive updates from our Risk Management Team.